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ALTIORA CAPITAL SOULTION PRIVATE LIMITED

Kochi, Kerala

DPIIT recognised District Finance Technology

In their own words

PaisaOnClick is an AI-powered lending marketplace designed to make credit simple, transparent, and accessible for underserved Indians, especially in Tier-2 and Tier-3 cities. In India, borrowers face frequent loan rejections, lack of vernacular support, hidden charges, and very low trust in digital lending. On the other side, banks and NBFCs spend heavily on customer acquisition, face poor-quality leads, and struggle with fragmented DSA networks. PaisaOnClick solves both sides of the problem through an integrated platform that combines: 1. Vernacular Conversational AI An empathetic, multilingual “AI Banker” guides borrowers through eligibility checks, documentation, lender matching, and approvals. It reduces rejection rates and improves borrower clarity. 2. Intelligent Lender Matchmaking Our proprietary AI models analyze borrower intent, sentiment, credit behavior, and profile fit to connect them with the most suitable lenders. 3. Lender CRM SaaS Platform Banks and NBFCs use our real-time CRM for automated doc validation, funnel tracking, borrower sentiment intelligence, and predictive approval insights. 4. Hybrid Distribution (Digital + Local Agents) We combine the trust of local DSAs/shop owners with the scale of AI automation, allowing us to reach deep Bharat more efficiently. 5. Embedded Finance Infrastructure We provide plug-and-play APIs so platforms, marketplaces, and businesses can offer instant loan services to their customers. Mission & Impact Our mission is to build India’s most trusted AI Social Bank — a digital ecosystem where every Indian, regardless of geography or language, can access credit and financial tools with dignity and transparency. We focus heavily on: Financial inclusion for underserved users Low-cost credit accessibility Regional language support Improving lender efficiency & transparency

Written by the company on its public Startup India profile. Not verified by us.

What the record says

DPIIT recognition number
DIPP230717
CIN
U63120KL2025PTC095578
Registered on Startup India
2025
Self-declared stage
Scaling

paisaonclick.com/

Funding signals

We hold evidence classes, not rounds. There is no amount, no date and no valuation here because we do not have them.

Where this is

District

Kochi

Kerala

Startup India records the district. We do not have a street address for this company, and we will not invent one.

No point is drawn, because we do not have one.

Geocode confidence: medium

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What we do not know

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