ARYADHAN FINANCIAL SOLUTIONS PRIVATE LIMITED

In their own words

Innovation Aryadhan offers finance as an embedded offering for value chain integration of smallholder farmers and FPOs. Its uniqueness lies in the ability to service farmers’ needs at their doorstep. Together with its parent entity, Arya Collateral Warehousing Services P Ltd (Arya), it catalyses the ecosystem for smallholder farmers and FPOs through post-harvest interventions including storage solutions, finance and risk guarantees, market linkages, and policy level changes. Innovations like flexible storage structures and a price risk mitigation tool help farmers act like active market participants without the fear of value loss. As a recognition of its work, Arya has received the Smart CEO - Top 50 Start-up Award 2017 and the All India Agri Start-Up Convention and Agri Start-Up Award 2018 by the Indian Council of Food and Agriculture. Improvement Aryadhan endeavours to significantly improve farmers’ access of formal finance. It also drastically reduces their cost of credit. Timely credit against their own produce improves farmers earnings by 25%-40% in a single agri-season. Scalability The total potential for warehouse receipt finance is estimated to be about Rs.100,000.00 crores. Of this Banks cater to only about Rs.40000.00 crores. The gap pertains to the requirement of farmers in smaller markets where Banks have a negligible presence. It is this market that Aryadhan targets. Validation In less than a year of operations, Aryadhan has extended loans to 250 farmers and aggregators in 6 states. It leverages its relationship with more than 400 FPOs across the country to build more equitable value chains.

Written by the company on its public Startup India profile. Not verified by us.