FARMERPAY FINTECH PRIVATE LIMITED
Visakhapatnam, Andhra Pradesh
In their own words
FarmerPay is an AI-powered agricultural fintech platform operating as a Loan Service Provider (LSP) that addresses India's ₹92,000 crore agricultural NPA crisis while enabling farmers to increase income by 20-30% through comprehensive loan lifecycle management. Our proprietary technology deploys six AI engines - ROOTS (farm operations tracking), DICE (insurance & credit), SAGE (agricultural guidance), PULSE (price intelligence), TRUST (behavioral credit scoring), and CHOICE (intermediary management) - to bridge the gap between banks and farmers. Operating on a B2B2C model, we serve banks as primary customers while providing farmers with holistic financial and agricultural advisory services, targeting India's ₹5.6 lakh crore agricultural loan market across 146 million farmers. Our "Repayment as a Service" model leverages proprietary behavioral credit scoring to reduce NPAs by 2-3%, offers comprehensive value chain financing beyond traditional loan disbursement, and integrates seamlessly with existing rural infrastructure including 443,000 CSCs and 30,000 bank sakhis. FarmerPay creates a defensible competitive advantage through post-disbursement support, real-time farm monitoring, and market linkage facilitation that traditional banking systems cannot provide.
Written by the company on its public Startup India profile. Not verified by us.
What the record says
- DPIIT recognition number
- DIPP236961
- CIN
- U82990AP2025PTC120446
- Registered on Startup India
- 2026
- Self-declared stage
- Validation
Where this is
District
Visakhapatnam
Andhra Pradesh
Startup India records the district. We do not have a street address for this company, and we will not invent one.
No point is drawn, because we do not have one.
Geocode confidence: medium
What we do not know
- no incorporation date
- no funding signal of any kind
- no address beyond the district
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