FINEZZA INFORMATION TECHNOLOGIES PRIVATELIMITED

In their own words

Finezza is a comprehensive lending lifecycle management platform that aims at easing financial analysis and decision support for any new-age, growth-oriented lending organisation. The solution portfolio is modularly designed to cover the horizontal functions of loan origination, loan management and collections and vertically, to manage the different decision support systems such as Bank Statement Analysis, CIC (Credit Bureau) Data Analysis, GST Statement Analysis and such. The fulcrum of Finezza’s design approach is data. Consequently, Finezza differentiates around not only on ‘what it does’ but also around ‘how it does’. For example, in doing analysis of different data sources about an application, Finezza triangulates information from all the sources to present a thorough analysis of the applicant to help the credit function by generating the CAM. Another example is the Loan Eligibility Estimator that leverages all the data points collected about an applicant to build scenarios around loan amount, interest rate and tenure to then recommend the ideal combination. The architecture is modular with an API abstraction layer exposing a wide range of APIs facilitating the lending function. The APIs have allowed development of web and mobile applications covering customers, operations, sales and collections.

Written by the company on its public Startup India profile. Not verified by us.