NAVADHAN FINANCIAL SERVICES PRIVATE LIMITED
P/S Ward, Mumbai, Maharashtra
Sectors as filed: Business Finance
Six things we look for on every record: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. Not held here: Website, Logo and Funding signal.
What this record amounts to
NAVADHAN FINANCIAL SERVICES PRIVATE LIMITED is a Startup India record placed at locality level in P/S Ward, one of 34,017 records we hold in Mumbai. 1,510 of those records are filed under Finance Technology, 4% of the district. It carries no funding signal of any class, which is true of 30,840 of the 34,017 records in Mumbai.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
Navadhan is a fin-tech start-up focussed at developing an innovative alternative-tech-led retail financial services platform. We are targeting the under-banked households and micro enterprises from rural/ semi-urban areas. We are building Artificial Intelligence (AI) based Machine Learning (ML) for predictive analytics to arrive at future free cash-flows of clients. Based on this, decisions for offering suitable financial product can be made. In line with regulatory norms, we shall tailor make financial products like various types of secured and unsecured loans, savings and investment products etc. These would be delivered in collaboration with other financial institutions like full-service banks, small finance banks, NBFCs, MFIs, housing finance companies. We are solving a problem for a large part of target population which continues to be under-banked. This is where the household cashflows and enterprise cashflows are intermingled and the income expense proofs are not formal besides the data availability is of low frequency. Our model addresses the typical problem of limited digital footprint and documentary evidence of cashflows of our customer segment. We are developing credit-process to use social and economic surrogates for cashflows. We also sensitise them for seasonality and peculiarities of rural value chains. This helps us design variety of loan products for variety of needs like seasonal requirement, working capital provisioning for emergency/ contingencies etc. We follow a phygital model – i.e. a mix of physical branch-based field staff and digitised workflow backed by AI/ ML capabilities. This shall allow us to achieve future scale and with a high degree of customer engagement. Our model has a good potential to generate large scale employment and create wealth for micro-entrepreneurs. We plan to generate incremental employment of over 5,00,000 individuals in next 5-10 years enabled through growth of micro enterprises funded by us. Provision of debt for micro-enterprises can help them diversify and/or backward-forward integrate. This shall help them increase their business scale and margins and hence help the entrepreneur in creating new-wealth for them. Hence, we derive our name from that purpose viz. Navadhan (new-wealth).
Written by the company on its public Startup India profile. Not verified by us.
What the record says
- DPIIT recognition number
- DIPP66806
- CIN
- U65990MH2020PTC341025
- Incorporated (MCA)
- 2020
- Registered on Startup India
- 2020
- Self-declared stage
- Prototype
- Industry
- Finance Technology
- Finance Technology in Mumbai
- 1,510 records
- District
- Mumbai
- State
- Maharashtra
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Mumbai I
- Authorised capital
- ₹2,05,00,000
- Paid-up capital
- ₹5,60,290
Where this is
Locality
P/S Ward
Maharashtra
We know the area, P/S Ward, but not the address. The pin below covers roughly a kilometre.
Geocode confidence: low
The neighbourhood
We hold P/S Ward as a line of text on this record, not as an index, so we cannot tell you which other companies share it. The district is the finest ring we count.
What we do not know
- no website on file
- no funding signal of any kind
We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A record existing here means a record exists, not that a business is trading.
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, use the report link or write to trust@indianstartupmap.com.
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