Altum Credo Home Finance Private Limited
Registered office as filed with the MCA.
Sectors as filed: Housing
The website is as filed on the register. We have not checked that it resolves. Something wrong with this startup?
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Six things we look for on every startup: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. This startup has all six.
Location
Where this is
Locality
Mangalwar Peth
Maharashtra
We know the area, Mangalwar Peth, but not the address. The pin below covers roughly a kilometre.
The circle is our uncertainty, not the company's premises. We hold the locality for this startup and nothing finer, so the coordinate is rounded to match and the circle is drawn around it.
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Geocode confidence: medium
In context
What this startup amounts to
ALTUM CREDO HOME FINANCE PRIVATE LIMITED is a Startup India startup placed at locality level in Mangalwar Peth, one of 19,787 startups we hold in Pune. 233 of those startups are filed under Real Estate, 1% of the district. The one funding signal on it is: Self-declared on the government form, unverified.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
The Need for Low-Income Housing and Housing Finance Rapid urbanization and the lack of planned affordable housing in India have led to a shortage of 10–12 million urban homes and 26–37 million urban households residing in informal housing, often in poor living conditions. The bulk of these households are low-income - Economically Weaker Section (EWS) households, with annual incomes below ₹3 lakhs ($4,600), and Low-Income Group (LIG) households with annual incomes of ₹3 lakhs to ₹6 lakhs ($4,600–$9,200). The government recognizes the need for new low-income housing and has set up the Pradhan Mantri Awas Yojana (PMAY), a scheme that aims to facilitate the provision of 20 million houses in urban India with financial assistance from the central government. While a section of low-income households (e.g., the lower end of EWS) cannot afford to buy a privately constructed home or improve their homes without significant help from the government, a large number of the upper end of EWS and LIG households can afford a home/home improvement without subsidies or with small subsidies (as provided by PMAY). However, most of these households need a housing loan to do so. The Growth of Affordable Housing Finance The bulk of low-income households work in the informal sector and do not possess reliable documentation of income. These households therefore cannot obtain housing loans from banks and traditional housing finance companies, which focus on middle- and high-income formal sector customers and provide loans on the basis of reliable income documentation. Altum Credo caters to home finance needs of the LIG and EWS customer segments which has limited access to long term finance and aims to provide best in class personalized service at affordable cost with key thrust on ‘Convenience, Relevance and Simplicity”.
Written by the company on its public Startup India profile. Not verified by us.
The listing
What the startup says
- DPIIT recognition number
- DIPP30049
- CIN
- U65999PN2016PTC166384
- Incorporated (MCA)
- 2016
- Registered on Startup India
- 2018
- Self-declared stage
- Early traction
- Industry
- Real Estate
- Real Estate in Pune
- 233 startups
- District
- Pune
- State
- Maharashtra
- Registered pincode
- 411005
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Pune
- Authorised capital
- ₹1,63,55,00,000
- Paid-up capital
- ₹1,12,14,73,427
Evidence
Funding signals
We hold evidence classes, not events. There is no amount and no date here because we do not have them, and a class says only where the company was named. 1,601 of the 19,787 startups in Pune carry a signal of some class.
- Self-declared on the government form, unverified
Building a list? 19,787 Pune startups are in Explore, with website and CIN columns, the first 25 free.
Nearby
More startups near here
Other startups the register places in Pune, ranked by the evidence held on each, the same six things the dots near the top count.
Around it
The neighbourhood
We hold Mangalwar Peth as a line of text on this startup, not as an index, so we cannot tell you which other companies share it. The district is the finest ring we count.
All 19,787 registered startups in Pune are analysed in a 49-page report. About the report
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, use the report link or write to trust@indianstartupmap.com.
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