CREDENTA TECHNOLOGIES PRIVATE LIMITED

In their own words

Credenta.ai — Physiological Authentication Platform India lost ₹22,495 crore to financial fraud in 2025. Seventy-six percent of those losses came not from hacked passwords or stolen devices, but from coercion-based fraud — where victims were psychologically pressured into transacting willingly. Every existing authentication layer — OTPs, biometrics, AI fraud scoring — verifies the credential or the device. None of them assess the physiological state of the human at the moment of transaction. This gap is the root cause of India's fastest-growing fraud category. Credenta.ai has built a smartphone-native physiological authentication platform that reads the Autonomic Nervous System through the rear camera of any standard Android or iOS device. In 14–30 seconds, it extracts twelve clinically validated physiological parameters — including heart rate variability, respiratory sinus arrhythmia, and sample entropy — entirely on-device. A personal Bayesian baseline is built per user and a Physiological Vitality Index score is generated in under 400 milliseconds. A 300-byte cryptographic attestation packet, DPDP Act 2023 compliant and RBI audit-ready, is produced without any raw biometric leaving the device. The platform serves banking and payments, aviation, defence, and enterprise sectors. It requires no wearable hardware, works on budget Android devices, and is designed for India's 750 million smartphone users — not the top five percent who own wearables. The iOS and Android SDK are complete, tested across 50+ device models. A 1,000-participant pilot has returned preliminary classification accuracy of 97–99% under controlled conditions. Nine provisional patent applications have been filed with a PCT application submitted.

Written by the company on its public Startup India profile. Not verified by us.