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Registered on Startup India District

FUTUSURE BUSINESS SOLUTION PRIVATE LIMITED

Ranchi, Jharkhand

Sectors as filed: Others

The website is as filed on the register. We have not checked that it resolves.

Six things we look for on every record: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. Not held here: DPIIT recognised and Funding signal.

What this record amounts to

FUTUSURE BUSINESS SOLUTION PRIVATE LIMITED is a Startup India record we can place no finer than Ranchi district, which holds 1,974 records in this snapshot. 100 of those records are filed under Professional & Commercial Services, 5% of the district. It carries no funding signal of any class, which is true of 1,760 of the 1,974 records in Ranchi.

Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.

In their own words

Futusure is a Ranchi-based fintech startup leveraging Artificial Intelligence and Behavioural Science to transform financial decision-making for individuals and MSMEs. The Problem:Traditional fintech platforms focus only on transactions, credit scoring, and data. They ignore a critical factor - human behaviour. 80% of financial mistakes happen due to behavioural biases like panic selling, FOMO investing, delayed payments, and poor budgeting. Banks and NBFCs face high NPAs because they cannot predict how a user will behave with money in future.Our Innovation:Futusure combines Fintech + AI + Behavioural Analytics to build "Behavioural Financial Intelligence". Our proprietary AI engine analyses a user's transaction history, app usage, spending patterns, and digital footprint to understand their financial behaviour. We then use Behavioural Economics models like Nudge Theory, Loss Aversion, and Habit Loop to provide personalized interventions. Example: If our AI detects a user is likely to overspend before salary, it sends a behavioral nudge + locks discretionary spending. If an MSME is likely to delay loan repayment, our system alerts the lender 30 days in advance with a risk score.Unlike traditional credit bureaus, we don't just score past data. We predict future financial behaviour and help users correct it before losses happen.Technology:1. AI/ML models for behavioural pattern recognition2. API integration with UPI, Banks, and Accounting software 3. Behavioural Nudges via App, SMS, WhatsApp4. Dashboard for Banks/NBFCs to reduce NPAsImpact:1. For Users: Better financial discipline, higher savings, lower debt2. For Banks: 25-30% reduction in loan defaults using predictive behaviour score3. For India: Financial inclusion by making credit accessible to "new to credit" users based on behaviour, not just CIBILFutusure is working on building India’s first Behavioural Credit Score. This is innovative because no Indian fintech is currently combining AI with human psychology at scale to solve financial wellness.We are incorporated in Ranchi, Jharkhand and aim to make financial services more human-centric through technology.

Written by the company on its public Startup India profile. Not verified by us.

What the record says

CIN
U74999JH2022PTC019385
Registered on Startup India
2026
Self-declared stage
Prototype
Professional & Commercial Services in Ranchi
100 records
District
Ranchi
State
Jharkhand

Where this is

District

Ranchi

Jharkhand

Startup India records the district. We do not have a street address for this company, and we will not invent one.

No point is drawn, because we do not have one.

Geocode confidence: low

See all Ranchi records on the map How we placed this record

The neighbourhood

This record carries no locality line, so the district is the finest ring we can place it in.

What we do not know

We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A record existing here means a record exists, not that a business is trading.

Is this your company?

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