KASHTI FINSERV PRIVATE LIMITED

In their own words

Kashti is a digital loan aggregator platform designed to simplify the borrowing process for consumers while empowering financial institutions with seamless technology solutions. The platform addresses common challenges faced by borrowers, such as difficulty in comparing loan options, lack of transparency in fees and terms, and slow approval processes. Through Kashti, borrowers can access multiple loan products instantly, compare interest rates and terms in real time, receive personalized recommendations based on their profiles, and obtain instant pre-approvals through automated processing. The platform also includes integrated credit health checks, allowing users to assess and improve their creditworthiness before applying. For lenders, Kashti offers smooth API-based integration with existing banking systems, enabling automated workflows, efficient customer onboarding, and access to verified, high-quality borrower leads. This reduces operational costs and accelerates loan disbursement, creating a mutually beneficial ecosystem. Kashti’s user-centric design ensures a simple, mobile-first experience for borrowers while providing a robust backend for lenders. The company generates revenue through commission on successful loan disbursements, lead generation fees from financial institutions, and subscription-based premium services. With a vision to expand into credit cards, insurance, and investment services, and to reach Tier 2 and Tier 3 cities, Kashti aims to redefine the borrowing landscape in India by offering a transparent, fast, and scalable digital financial platform.

Written by the company on its public Startup India profile. Not verified by us.