SIV SHANKAR FINWEALTH PRIVATE LIMITED

In their own words

The nature of business of SIV Shankar Finwealth Private Limited is a technology-enabled, advisory-led financial services platform focused on providing integrated financial solutions to individuals and MSMEs across India. The company operates with a customer-centric approach, offering need-based advisory and distribution of loans, insurance, and investment products through a single digital platform.Unlike traditional commission-driven intermediaries, the business emphasizes transparent, ethical, and unbiased financial guidance. It leverages technology to simplify complex financial processes, enabling customers to compare, understand, and select suitable financial products based on their specific needs, risk appetite, and long-term goals. This approach helps reduce mis-selling, improves financial awareness, and promotes responsible financial decision-making.The company follows a hybrid model that combines digital onboarding and automation with personalized advisory support, ensuring both scalability and trust. It primarily targets underserved and underpenetrated markets, including rural and semi-urban segments, where access to structured financial advisory remains limited.Revenue is generated through partnerships and commissions from financial institutions, while maintaining a strong focus on customer outcomes and long-term relationships. The business is designed to be asset-light and scalable, with investments in technology, compliance, and advisory capabilities.Aligned with the objectives of Startup India and seed funding initiatives, the company aims to promote financial inclusion, enhance accessibility to formal financial services, and build a reliable, technology-driven financial ecosystem that supports sustainable growth for individuals and MSMEs.

Written by the company on its public Startup India profile. Not verified by us.