Smartcoin Financials Private Limited
Registered office as filed with the MCA.
Sectors as filed: Microfinance
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Six things we look for on every startup: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. Not held here: Website and Logo.
Location
Where this is
Street-level
Panathur
Karnataka
Street-level coordinate, derived from a registered address in Panathur. We print the registered office as filed with the MCA, trimmed of contact details; it never appears in a report or an export, and a request from the company removes it within two working days.
This is the registered office on the company's own MCA filing, which is the address printed above. A registered office is frequently a founder's home, and it is not necessarily where the company works.
Map data © OpenStreetMap contributors · © Protomaps
Geocode confidence: high
See all Bengaluru startups on the map How we placed this startup
In context
What this startup amounts to
SMARTCOIN FINANCIALS PRIVATE LIMITED is a Startup India startup placed at street level in Panathur, one of 33,982 startups we hold in Bengaluru. 1,278 of those startups are filed under Finance Technology, 4% of the district. The one funding signal on it is: Self-declared on the government form, unverified.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
Product Innovation SmartCoin has developed an innovative technology to deduce an alternative credit score for a person applying for loan using its mobile application. We have developed proprietary data analytics and machine learning algorithms to predict a user’s default behavior based on their digital footprints and alternate data. Our algorithms take into account data points - such as transaction patterns (e.g. bank accounts, wallets, bill payments, online shopping and investments), social networks, credit histories and online behavior – to establish a person’s capability and intent to repay their debts. Process Innovation SmartCoin has innovated the entire cycle of lending to provide digital, paperless and automated loans. • Customer Onboarding: Through our mobile app • Loan Approval: Customer can provide the required information for evaluation of their loan application through a quick form (within the mobile app) and uploading document images. This info is processed through the risk engines (based on machine learning, vision and image recognition tech) as well as Aadhaar API integrations based on the credit policies of our lending partners. ThisAI/ML-based approach also helps to personalize the loan products based on the borrower’s risk profile. Thus, the loan approval and disbursal process is automated leading to a fast turnaround time and better risk-based pricing. • Loan Collections: Borrowers can repay their loans based on the latest payment innovations, such as Aadhaar-based eNACH and UPI, directly through the app. Service Improvement: As stated above, with innovation in product and process, SmartCoin has vastly improved the loan servicing and user experience.
Written by the company on its public Startup India profile. Not verified by us.
The listing
What the startup says
- DPIIT recognition number
- DIPP22948
- CIN
- U67110KA2015PTC084272
- Incorporated (MCA)
- 2015
- Registered on Startup India
- 2018
- Self-declared stage
- Early traction
- Industry
- Finance Technology
- Finance Technology in Bengaluru
- 1,278 startups
- District
- Bengaluru
- State
- Karnataka
- Registered pincode
- 560103
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Bangalore
- Authorised capital
- ₹6,10,000
- Paid-up capital
- ₹4,04,033
Evidence
Funding signals
We hold evidence classes, not events. There is no amount and no date here because we do not have them, and a class says only where the company was named. 3,632 of the 33,982 startups in Bengaluru carry a signal of some class.
- Self-declared on the government form, unverified
Building a list? 33,982 Bengaluru startups are in Explore, with website and CIN columns, the first 25 free.
Nearby
More startups near here
Other startups the register places in Bengaluru, ranked by the evidence held on each, the same six things the dots near the top count.
Around it
The neighbourhood
We hold Panathur as a line of text on this startup, not as an index, so we cannot tell you which other companies share it. The district is the finest ring we count.
All 33,982 registered startups in Bengaluru are analysed in a 52-page report. About the report
Limits
What we do not know
- no website on file
We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A startup existing here means a startup exists, not that a business is trading.
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, use the report link or write to trust@indianstartupmap.com.
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