UPKRAM TECHNOLOGIES PRIVATE LIMITED
Vastrapur, Gujarat
In their own words
Credin is an inclusive priority sector lending platform catering to the Dairy Ecosystem. We facilitate digital loans to dairy farmers for purchasing cattle, building cattle-sheds, and constructing homes. As an LSP (Lending Service Provider), Credin has a full-stack API platform built in-house to facilitate the entire loan journey and manage the loan life cycle digitally. The platform can extend and consume Rest APIs for swift collaboration with NBFCs/Banks.Credin extends asset-backed loans (Cattle Insurance backed) to Small and Marginal Farmers, aiming to double their income and improve their livelihood. With our unique approach, Credin helps these farmers with frictionless access to credit, innovative lending products, and ecosystem value-added services.In the last 3 years, Credin has disbursed loans worth INR 74 Crore covering ~7000 dairy farmers, achieving a 94% digital repayment rate from this segment. We are now building a community of dairy farmers to enable credit, input, and input services and aspire to onboard 1 million dairy farmers in the next 5 years.Credin was co-founded by Ex-Citi Bankers Birju Naik and Rupesh Bishnoi, who have a collective 20 years of experience in both asset and liability products in Banking and Financial Services.Our achievements include:* Being amongst the Top 10 Fintechs selected in a tech sprint to collaborate with the Reserve Bank Innovation Hub to digitize Dairy Loans* Backed by IIMA Ventures and GAIL India* Being selected to collaborate with the International Finance Corporation- India Agtech Advisory Project to enable a dairy ecosystem in the state of Uttar Pradesh* Being the only Fintech selected to represent “StartupIndia” at the leading Global Startup Event “Slush 2023”* Being part of Google AI Academy 2024* Being featured in Forbes India as one of India's top 100 promising startups under the theme "Catalyst for Impact"Credin is enabling Credit for India's largest rural Dairy Ecosystem. This ecosystem lacks access to formal credit to scale its business and increase income, despite being part of the regulator's priority lending sector.
Written by the company on its public Startup India profile. Not verified by us.
What the record says
- DPIIT recognition number
- DIPP37316
- CIN
- U72900GJ2019PTC106805
- Incorporated (MCA)
- 2019
- Registered on Startup India
- 2019
- Self-declared stage
- EarlyTraction
- MCA status
- Active
- Company class
- Private
- Registrar
- RoC-Ahmedabad
- Authorised capital
- ₹15,00,000
- Paid-up capital
- ₹14,81,080
Funding signals
We hold evidence classes, not rounds. There is no amount, no date and no valuation here because we do not have them.
- Self-declared on the government form, unverified
Where this is
Locality
Vastrapur
Gujarat
We know the area, Vastrapur, but not the address. The pin below covers roughly a kilometre.
Geocode confidence: medium
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, write to trust@indianstartupmap.com.