XQUARE CLUB PRIVATE LIMITED
Sectors as filed: P2P Lending
The website is as filed on the register. We have not checked that it resolves.
Six things we look for on every record: DPIIT recognition, a CIN, a website, a description, a logo and a funding signal. Not held here: DPIIT recognised and Funding signal.
What this record amounts to
XQUARE CLUB PRIVATE LIMITED is a Startup India record we can place no finer than Kochi district, which holds 4,957 records in this snapshot. 114 of those records are filed under Finance Technology, 2% of the district. It carries no funding signal of any class, which is true of 4,448 of the 4,957 records in Kochi.
Every figure above is counted from the 2026-08 snapshot and is the same number the page it links to prints.
In their own words
**Neo Banking & P2P Lending Business Model for MSMEs and SMEs****Introduction** Our Neo Banking model offers digital-first banking solutions tailored for MSMEs and SMEs, eliminating the need for physical branches and enabling fast, affordable financial services. Initially, we’ll launch a Peer-to-Peer (P2P) lending platform to facilitate funding from local investors for small businesses.**Key Features** 1. **P2P Lending Platform (Year 1)**: Connects MSMEs/SMEs with local investors, providing essential funding.2. **Neo Banking Services (Year 3)**: Full-scale digital banking for businesses, including digital accounts, loans, and tools for cash flow management, accounting, and invoicing.**Franchise-Based FOCO Model** Operating via local franchises, we aim to provide personalized service and regional insights, reducing infrastructure costs while maintaining close relationships with business communities.**Fundraising and Lending Model** Starting in Year 2, we plan to raise funds via:1. **Private Equity (PE)** and **Foreign Direct Investment (FDI)** to grow our lending capacity.2. **Strategic Partnerships** with financial and fintech institutions to enhance service and capital flow.**5-Year Business Plan Highlights** - **Year 1**: Launch P2P platform; set up franchises and onboard users.- **Year 2**: Expand P2P, initiate foreign fundraising, expand franchise network.- **Year 3**: Roll out Neo Banking services; introduce loans and business tools.- **Year 4**: Expand franchises; enhance loan offerings with data-driven insights.- **Year 5**: Secure additional foreign funds, introduce innovative fintech solutions, and establish market leadership.**Strategic Franchise Model Benefits** 1. Builds customer trust with localized engagement.2. Reduces operating costs and accelerates nationwide scalability.3. Provides valuable regional insights to tailor services effectively.**Our Goal**: Achieve market leadership in digital banking solutions for MSMEs and SMEs, driving economic growth and financial accessibility for businesses across India.
Written by the company on its public Startup India profile. Not verified by us.
What the record says
- CIN
- U82990KL2023PTC084194
- Registered on Startup India
- 2023
- Self-declared stage
- Prototype
- Industry
- Finance Technology
- Finance Technology in Kochi
- 114 records
- District
- Kochi
- State
- Kerala
Where this is
District
Kochi
Kerala
Startup India records the district. We do not have a street address for this company, and we will not invent one.
No point is drawn, because we do not have one.
Geocode confidence: medium
The neighbourhood
This record carries no locality line, so the district is the finest ring we can place it in.
What we do not know
- no incorporation date
- no funding signal of any kind
- no address beyond the district
We have no liveness signal for any company on this site: no filings feed, no revenue, no check that the website still resolves. A record existing here means a record exists, not that a business is trading.
Is this your company?
Everything here comes from public government records. If something is wrong, the authoritative place to correct it is the Startup India portal itself, and we will pick the correction up on the next monthly snapshot. To flag an error on our side, use the report link or write to trust@indianstartupmap.com.
How we built this record Where the data comes from How you may reuse it
Keep looking
One record is one row. Kochi has 4,957.
See Kochi