FLUXUSFORGE PRIVATE LIMITED

In their own words

FluxusForge is the first India-focused, fully white-label lending infrastructure platform purpose-built for NBFCs. Unlike generic loan management software, our platform comes pre-integrated with 8+ Indian financial service APIs:1. SurePass — PAN/Aadhaar KYC verification with OTP-based authentication2. Razorpay — Payments (Payin), Payouts (Disbursement), Payment Links, UPI Autopay3. Credeau — Credit Bureau pulls, Bank Statement Analysis, Business Rule Engine (BRE)4. FinFactor — Account Aggregator for consent-based bank data5. MSG91 — SMS & OTP delivery6. WhatsApp Business API — Customer communication & EMI reminders7. e-NACH — Automated EMI collection via mandate8. Aadhaar e-Sign — Digital document signingAdditionally, the platform includes AI-powered engines that no competitor offers out-of-the-box: - Credit Scoring Engine — 6-factor weighted credit scoring (CIBIL 35%, Income Stability 20%, Debt-to-Income 20%, Employment 10%, Residence 10%, Digital Footprint 5%) - Fraud Detection Engine — 5-layer detection (Identity, Velocity, Device Fingerprint, Behavioral, Network Analysis) - Predictive Collections AI — ML-based payment prediction, default risk scoring, optimal contact time prediction, and adaptive collection strategy selection - Face Verification — AWS Rekognition-based face matching for disbursement securityNBFCs can go live with a complete digital lending operation in under 4 weeks, compared to the industry standard of 12-18 months.

Written by the company on its public Startup India profile. Not verified by us.