R S CREDIT MANTRA PRIVATE LIMITED

In their own words

We provide Personal Loan Intermediary Service for Banking and act as a direct selling agent. A Personal Loan Intermediary Service acts as a bridge between borrowers and banks/financial institutions, helping lenders expand their reach while ensuring customers receive the right loan products. Key Functions of the Intermediary: 1. Lead Generation & Sourcing - We Acquire potential borrowers through online platforms, branches, agents, or digital campaigns. 2. Pre-Qualification & Screening - We Conduct initial checks (income, employment, credit score, KYC) to ensure borrower eligibility before sending applications to banks. 3. Application Processing - We Collect and verify borrower documents. Package applications in lender-specific formats for faster underwriting. 4. Loan Distribution - It Match borrower profiles with multiple banks/NBFCs. 5. Customer Assistance - We Guide customers on loan offers, interest rates, EMI options, and required documentation. Provide end-to-end support till disbursal. 6. Compliance & Risk Control - It Ensure KYC compliance. Maintain data privacy and borrower consent for bureau checks. 7. Reporting & Analytics - We Offer lenders dashboards on approval rates, loan performance, and lead conversion. Benefits to Banks/Financial Institutions: It Reduced acquisition cost because we sources pre-qualified customers. We provide faster TAT (Turnaround Time) since the applications are arrived through pre-verified, so it is reducing underwriting effort. It helps in Scalable loan growth and access to a wider customer base across regions. It gives higher approval ratios by providing better matching of customer profile to lender product. It ensures lower operational burden, we manages front-end tasks like sourcing, KYC, and document collection. Benefits to Customers: One application, multiple loan offers. Quick decisions due to pre-screening. Transparent comparison of banks/NBFCs. End-to-end assistance till loan disbursal.

Written by the company on its public Startup India profile. Not verified by us.